Economic & Housing Assistance

Local Banks Participating in the SBA/PPP - Updated April 8, 2020

Below is a current summary of banks with a presence in Orange County who are participating in the Small Business Administration (SBA)/Paycheck Protection Program (PPP):

  • Bank of America 
    Currently BoA is requiring that you have a Small Business lending and Small Business checking relationship with Bank of America as of February 15, 2020 or a Small Business checking account opened no later than February 15, 2020 and you do not have a business credit or borrowing relationship with another bank.
  • Chase Bank
    Currently Chase is only accepting applications from businesses with a Chase checking account since at least February 15, 2020.
  • Citizens Bank
    Currently only accepting applications from Citizens Bank business customers.
  • Hudson Valley Federal Credit Union
  • Key Bank
  • Lakeland Bank
    Currently Lakeland is only working with applicants with business deposit accounts or loans with Lakeland Bank as of February 15, 2020.
  • M&T Bank
    Currently working with existing M&T business customers only.
  • Mid-Hudson Valley Federal Credit Union
    Currently working with existing MHVFCU business customers only.
  • Orange Bank & Trust
    OB&T will launch their PPP program for existing commercial customers on April 7, 2020 at 4 p.m.
  • Peoples United
  • Rhinebeck Bank
    Currently working with existing Rhinebeck Bank business checking customers only.
  • Sterling National Bank
    Currently working with existing SNB business customers only.
  • TD Bank
    Currently working with existing TD business customers only.
  • Walden Savings Bank 
    Currently working with existing WSB business customers only.
  • Wallkill Valley Federal Savings and Loan 
    Currently WVFSL is only accepting applications from their existing business depositors or business borrowers.
  • Wells Fargo
    As of April 7, 2020, due to exceptionally high volume, Wells is not accepting additional applications at this time.
  • SBA website where you can search for all participating PPP lenders by zip code

Looking for job opportunities (PDF)?

Evictions and Foreclosures

Many families and businesses are concerned about whether they will be forced out of their home or business location during the COVID-19 crisis.  This page describes some of the protections which have been put in place for families and businesses: 

March 20, 2020:  The Governor has announced a 90 day moratorium on any residential or commercial evictions.  Governor Cuomo Signs the "New York State of PAUSE" Executive Order; Also Executive Order 202.8 signed by the Governor on March 20, 2020 which includes the above and also a 90 day prohibition on enforcing any residential or commercial foreclosure action.  See the following link for all of Governor Cuomo’s Executive Orders:   Executive Orders from the Office of the Governor  

March 17, 2020:  The Administrative Judge for the 9th Judicial District, which includes Orange County has also Ordered:  No eviction orders shall be signed; no foreclosure auctions shall be held; and no default judgment shall be granted (that generally means if you fail to answer a lawsuit against you, a default judgment will not automatically be approved for the time being).  Administrative Order - Ninth Judicial District (PDF)

March 18, 2020:  President Trump has announced that Fannie Mae and Freddie Mac backed mortgages are not subject to foreclosures for at least 60 days.  This covers the vast majority of mortgages on single family homes.  Freddie Mac - Our COVID-19 Response and Fannie Mae Assistance Options for Homeowners Impacted by COVID-19.  

Unemployment Assistance

Tax Assistance

  • The President announced that taxpayers will be given a 90-day delay to pay amounts owed on 2019 income taxes of up to $1 million, personally.

Utilities Assistance

  • Orange and Rockland and Central Hudson are not disconnecting utilities due to economic hardship. It is recommended to call them to advise them that you are experiencing a hardship. 
  • Late Fees and Service Questions Broken Down by Provider (PDF)
  • Orange and Rockland Phone: 877-434-4100
  • Central Hudson Phone: 845-452-2700
  • New York State Electric & Gas Phone: 800-572-1111

Small Business Assistance

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